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When representatives from Ringler Associates attend negotiations, 75 percent of the cases are resolved with a structured settlement, compared to only 15 to 20 percent being structured without their attendance.
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RINGLER ASSOCIATES has led the structured settlement industry since 1975. As a result of exploring new avenues that will take us in to the future with even greater success, we are collaborating with the Legal Talk Network (LTN) to deliver information in a revolutionary way. Specifically, we are working with LTN to produce Internet radio shows called RINGLER RADIO.

The shows focus on important news, compelling stories and general information about all aspects of the structured settlements industry. Guests on RINGLER RADIO are high-profile attorneys, claims experts and representatives from life companies, plus settlement professionals in other related areas. 

During the recent American Trial Lawyers Association convention in Toronto, the first RINGLER RADIO shows were produced. These shows are ready for listening anytime, anywhere.  

The shows feature engaging interviews with experts in the legal, insurance and related fields, who discuss current high-profile, real-life cases and issues of the day.

These shows may be heard immediately on your computer using Windows Media Player, which is software that most likely came with your PC, and for MACs it’s an easy download from the Microsoft website.  


Thanks for listening.
 


RINGLER ASSOCIATES :: INTERNET RADIO SHOWS
 
 

Structured Settlement Survey

Knowledge is definitely power and the financial services industry needs to better educate consumers on the benefits and attributes of structured settlement products. Ringler Radio host, Larry Cohen, welcomes special guest, Bobby Steele, President of AIG American General Structured Settlements, as they look at the results of a new consumer survey of more than 1,000 Americans conducted by Esearch.com and sponsored by AIG American General Structured Settlements, focused on structured settlements vs. lump sum settlements. Larry and Bobby discuss the results of the survey, the Grillo v. Pettiete case and the need to better educate Americans on structured settlements.

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

Childhood Vaccines & Litigation

Vaccinations have been the first line of defense against illness for children. Now questions are being raised about complications resulting from vaccinations and a possible connection to autism. In fact, hundreds of lawsuits have been filed under the National Vaccine Injury Compensation Program. Join Ringler Radio host, Larry Cohen and co-host Dennis English from Ringler Associates with special guests and experts: Advocate Mary Tocco, and Attorney Kevin Conway, from the firm, Conway, Homer & Chin-Caplan, P.C. in Boston, sharing their experiences and expertise as they examine the current state of vaccine litigation, its evolution and history, including a prominent real-life case, and the importance of education, research, the personal rights of parents and what’s ahead.

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

Employment Lawsuits

As the landscape of employment has dramatically changed, so have the issues regarding employment lawsuits. Ringler Radio host, Larry Cohen, alongside co-host, Tony Robinson, from Ringler’s Seattle office, welcome special guest, Attorney Sheryl Willert, managing director at the firm of, Williams Kastner, to give us her insight into the world of Employment Law. Larry, Tony and Attorney Willert will minimize this big topic by highlighting the importance of the Employment Handbook, the non-compete clause, specific employment litigation and discrimination claims.

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

Personal Injury Victims as a Unique Investor Class Pt III

How can the issues that arise in behavioral finance specifically and profoundly affect personal injury victims as members of that unique investor class? Join Ringler Radio host Larry Cohen and co-host, William D. Wakelee from the Ringler office in Philadelphia, as they come full circle in part three of this tremendous series on the unique investor class. Ringler Radio welcomes returning guest, Dr. Christopher Coyne, from St. Joseph’s University, who will re-cap by exploring the three concepts within the investment decision-making process, how people behave even after they’ve decided to take a guaranteed tax-free structured settlement and how unique investors simply can’t afford risk.

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

New Rules for MSA's

New rules pertaining to the Medicare Set-Aside Secondary Payer issue will take effect on July 1, 2009, creating significant changes. Ringler Radio host, Larry Cohen welcomes colleague, Teddy Snyder, from the Ringler Associates’ Beverly Hills office and Attorney Nancy Adel, senior partner at Adel and Pollack, as they discuss the impact the new rules will have - how the new rules will affect settlements for Medicare beneficiaries and their lawyers.

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

Lawyer Marketing

What can lawyers do to market themselves and how do they rise above the competition? Join Ringler Radio host Larry Cohen and co-host Ann Marie VonBank from the Ringler office in Minneapolis as they take a look into the competitive world of lawyer marketing. Ringler Radio welcomes expert Robert Beeson, President and Director of Sales for the legal marketing company MCM Services Group. Get the latest in legal marketing strategy and implementation!

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

Behavioral Finance

Behavioral finance deals with what academics have seen people do, instead of what people ought to do and is an area of finance that’s getting increasing attention among academics and practitioners. Join Ringler Radio host, Larry Cohen and co-host, William D. Wakelee, settlement annuity specialist in Ringler’s Philadelphia office, as they discuss the growing area of behavioral finance. Ringler Radio welcomes the expert, Dr. Christopher Coyne of St. Joseph’s University, as they explore the behavioral aspects of financial decision, the concept of risk return vs. irrationality, the importance of utility and highlight Dr. Coyne’s involvement with studies on behavioral finance.

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 


 

 

Captive Insurance

Have you ever heard of the growing industry of captive insurance? Join Ringler Radio host, Larry Cohen , as he takes a look inside the captive insurance marketplace. Larry is joined by Dana Sheppard, Associate Commissioner of the District of Columbia's Department of Insurance, Securities and Banking, to discuss and define captives, see what's new in the captive insurance marketplace and to take a look ahead at this growing industry.

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 


 

 

Medical Settlement Planning

Want to know more about medical settlement planning
for both workers compensation and personal injury cases? Join Ringler Radio host, Larry Cohen and co-host Hugh G. Bingham, from the Ringler office in Denver, Colorado, as they take a look into the world of medical settlement planning. Ringler Radio welcomes expert, Thomas F. Spratt, senior vice president of technical operations with Protocols LLC, to discuss Medicare set-asides, medical costs projections, and life care planning.

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 


 

 

Trusts and Structured Settlements

What is a settlement trust and in what cases are they best used? Join Ringler Radio host, Larry Cohen and co-host, William D. Wakelee, settlement annuity specialist in Ringler’s Philadelphia office, as they raise the important questions pertaining to settlement trusts. Ringler Radio welcomes David J. Cover, Senior Vice President and Senior Settlement Advisor for the Trust and Investment Services Division of PeoplesBank, to discuss what a settlement trust is, who is most likely to need one, the different types of trusts, how the trust works and the trust’s interaction with structured settlements.

>>Play in Windows Media Player

>>Download the MP3 (right click, "save target as")

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

 

A Trial Lawyer Finds His Soul

Long hours, and the stress of the work, can take a toll on a lawyer’s professional and personal life. Join Ringler Radio host, Larry Cohen as he talks to Gary Gwilliam, consumer trial attorney from Gwilliam, Ivary, Chiosso, Cavalli & Brewer and author of Getting A Winning Verdict in My Personal Life, A Trial Lawyer Finds His Soul, about the highs and lows of life as an attorney. On this show, we will touch upon Gary’s personal and professional life, the stress of the profession, the importance of family and how to cope and rise above when faced with obstacles.

>>Play in Windows Media Player

>>Download the MP3 (right click, "save target as")

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

Special Needs Trusts

There are some common misunderstandings when it comes to the complicated area of special needs trusts. However, a special needs trust can help a disabled person preserve their wealth and maximize their care and support. Join Ringler Radio host, Larry Cohen and co-host, Kenneth R. Klapacz, Esq., Ringler settlement annuity specialist from Chicago, as they turn to Attorney Michael J. Durkin partner at the firm, Pedersen & Houpt in Chicago, to clear up these misunderstandings, talk about his experience dealing in special needs trusts, discuss how special needs trusts are funded and highlight the importance of putting the disabled person and their family first.


>>
Play in Windows Media Player

>>Download the MP3 (right click, "save target as")

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 
Legal Accountability

Catastrophic injury and wrongful death cases, construction negligence and medical malpractice are some key areas where litigation is intended to assign accountability for wrongdoing or negligence. But there are also times when those boundaries are stretched. Join Ringler Radio host, Larry Cohen and co-host, Donald J. Engels, an Associate for Ringler Associates, out of the Chicago office, as they turn to Attorney Paul P. Wolf, founding partner at the firm, Mitchell, Hoffman & Wolf in Chicago, a plaintiff attorney who also has been a defense attorney. Get an important viewpoint from both sides of the fence to discuss legal accountability.

 >>
Play in Windows Media Player

>>Download the MP3 (right click, "save target as")

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 
Michigan Trial Lawyers

There have been many challenges when it comes to the law in the state of Michigan. On Ringler Radio, we will discuss the Michigan Association for Justice, the challenges that lawyers face in the state of Michigan , the birth injury arena and the importance of focus groups to a case. Join Ringler Radio host, Larry Cohen and co-host Rachel Grant, settlement annuity specialist for Ringler Associates out of Detroit, as they turn to Attorney Jesse Reiter, co-owner of Gregory & Reiter P.C. and the American Baby and Child Law Centers, to discuss these tough issues. Don't miss it!


>>
Play in Windows Media Player

>>Download the MP3 (right click, "save target as")

 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 
Whistleblowers

Medicare and medicaid fraud make up the biggest category of Qui Tam cases which are about whistleblowing on companies that are ripping off the federal government. Under a provision of federal law, an individual can file suit in the name of the Federal Government exposing fraud and share in the recovery of monies received. Join Ringler Radio host, Larry Cohen and co-host Jim Volanti of Ringler Associates with an expert in this area of legal practice, Attorney Brian Labovick, from the firm of LaBovick & LaBovick, Civil Justice Prosecutors with four offices in Palm Beach County, Florida. Don't miss hearing about some very interesting cases involving whistleblowers and how the system works.

 

>>Play in Windows Media Player

>>Download the MP3 (right click, "save target as")


 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential Brought to you by Ringler Associates and The Legal Talk Network
 

 
Issues in Medical Malpractice

Caps on non-economic damages in wrongful death and no expert discovery in Oregon makes it hard to win medical malpractice cases. Now a state Supreme Court challenge to the caps in wrongful death may change that and may impact a tragic case involving the death of a baby in a medmal case. Join Ringler Radio host, Larry Cohen and co-host, Nolan Robinson from Ringler Associates with special guest, Attorney Susan Saladoff, from the law firm of Davis, Hearn, Saladoff, Bridges & Visser in Ashland, Oregon and past President of the Trial Lawyers for Public Justice for a discussion about these important issues of tort claims and much more.
 

>>Play in Windows Media Player

>>Download the MP3 (right click, "save target as")
 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 
Birth Injuries

A birth injury is any sort of injury that a child sustains, or suffers, during the process of birth often resulting in a lawsuit. Join Ringler Radio host, Larry Cohen with co–host and Ringler Associate from the Louisville, Kentucky office Cindy L. Chanley, as they report from the 2007 AAJ Convention in Chicago. Ringler Radio welcomes expert guest, Attorney Paul Casi, partner in the firm of Hoffman & Casi PLLC located in Louisville, Kentucky, to discuss the definition of a birth injury, determining the standard of care, birth trauma, birth injury malpractice claims and the role of representing the child. Don’t miss this important discussion.

>>
Play in Windows Media Player
>>Download the MP3 (right click, "save target as")
 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 

MSA & Compliance: Secondary Payer Statute
 

Medicare set asides, in compliance with the MSP, have become a hot topic in the area of workers compensation settlements with a wide range of approaches and interpretations. Join Ringler Radio host, Larry Cohen and two expert guests to help sort this all out: Ken Paradis, CEO of Crowe Paradis Services Corp., and Rob Lewis, Chief Legal Officer at Crowe Paradis, the national Medicare compliance company based in the Boston area along with 6 other major locations. Crowe Paradis handles Medicare issues for a number of the nation’s leading carriers, third party administrators and self-insureds. Listen to this show and get all the information you need!

 


>>
Play in Windows Media Player

>>Download the MP3 (right click, "save target as")
 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network
 

 
The Structured Settlement View from Canada

There are some major differences between how structured settlements are handled in Canada compared to the States. Join Ringler Radio host, Larry Cohen with co–host and Ringler Associate, Mark R. Vogel, from the Grand Rapid’s Michigan office, as they report from the 2007 NSSTA Annual Meeting and Conference in Toronto. Ringler Radio welcomes, Bob Baxter, principal at Baxter Structured Settlements and Kyla Baxter, Managing Director for Baxter Structured Settlements in Toronto, to discuss the differences and similarities between how structured settlements are handled in two different countries. Don’t miss out on this important discussion.
 

Play in Windows Media Player

Download the MP3 (right click, "save target as")
 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network



 

 
Managing Drug Costs in Workers Comp Cases

Medical care and pharmaceutical costs can get very complicated for an injured party in a lawsuit, particularly workers comp cases. Join Ringler Radio host, Larry Cohen with co–host and Ringler Associate, Bill Mathews, who heads the St. Petersburg office as they report from the 2007 NSSTA Annual Meeting and Conference in Toronto. Ringler Radio welcomes, Lisa M. Datelle, Executive Vice President and Founder of Cypress Care, Inc., one of the nation's leading pharmacy benefits management companies focused entirely on the workers comp industry. There’s a lot to consider for the plaintiff as you’ll hear in this important discussion.


Play in Windows Media Player

Download the MP3 (right click, "save target as")


Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network



 

 

Economics of Personal Injury Cases


Economics in the courtroom and in a settlement can be very different from what we think of in terms of economics. Join Larry Cohen with special guest Dr. John Scarbrough, who is president of Litigation Analytics, Inc. He has a PhD in economics, over 25 years' of experience in analyzing economic loss in the matters of personal injury and wrongful death and he has recently joined Ringler Associates. You'll hear about the concept of human capital and the ten myths of forensic economics.


>>
Play in Windows Media Player

>>Download the MP3 (right click, "save target as")
 

Ringler Radio is made possible in part by the life markets that issue structured settlement annuities including: Allstate, American General, Aviva, The Hartford, Liberty Mutual, Met Life, New York Life, John Hancock, and Prudential.  Brought to you by Ringler Associates and The Legal Talk Network



 

 
An Accident Victim's Inspiration

Ringler Radio’s
special guest is Megan O’Neil, project manager for the World Institute on Disability’s “Access to Assets” program. Following a car accident in 1995, Megan has been a paraplegic wheelchair user. At the suggestion of her attorney, she structured her settlement to provide for her financial future. Megan discusses her role as project manager, her experience as a beneficiary of a structured settlement and her goal to assist accident victims with their financial planning. She is an inspiration! Join Ringler Radio host, Larry Cohen and his co-host, Traci Kaas, from the Newport Beach, CA office of Ringler Associates, as they report from the 2007 NSSTA Annual Meeting and Conference in Toronto.


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