National Structured Settlements Trade Association
 

 

 

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Philip Corboy, a nationally acclaimed trial lawyer in Chicago and one of the most influential lawyers in the country, wrote in the June 2000 ABA Journal: "...attorneys representing tort victims have an ethical and fiduciary obligation to obtain appropriate, fair and reasonable compensation for each client. Structured settlements offer an effective means of providing long-term financial security to the next of kin in wrongful death cases or to individuals with permanent, often profoundly disabling, physical injuries."
  
 
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RINGLER ASSOCIATES - STRUCTURED SALES 

The Structured Sale is a financial planning strategy for sellers of appreciated businesses as well as commercial and residential real estate holdings. Ideally suited for baby boomers and retirees, Structured Sales combine all of the tax-deferral benefits associated with a traditional Installment Sale, while providing guaranteed interest-bearing income payments and lump-sum distributions.
 
The financial advantage of a Structured Sale when compared to an immediately taxable sale is generated from the ability to defer capital gains taxes to some point in the future, thereby leaving more funds available to work on behalf of the seller over time.

The Structured Sale strategy is particularly beneficial to those individuals who are ready to "cash out" of an appreciated asset, such as a business or a real estate holding, in preparation for converting that asset into income for retirement and/or estate planning purposes. Because a Structured Sale provides a guaranteed rate of return, many of our clients have found the strategy to perfectly fit their need for a consistent, stable, and predictable income to apply to circumstances such as transitioning a parent or themselves into retirement-oriented or even "assisted" living situations. Clients are typically capable of creating larger incomes to meet their needs by deferring the capital gains taxes that would otherwise be 100% due in the year of the taxable sale, and can do so on a guaranteed basis with no future interest rate or investment volatility risk.
 

    For more in-depth information on structured sales, listen to the Ringler Radio structured sales presentations by clicking the Ringler Radio button.


Ringler Associates, the oldest and largest structured settlement annuity firm, has 60 offices nationwide staffed by fully-licensed and experienced structured annuity specialists. The company has been an industry leader for over 30 years, placing more than 130,000 structured annuities totaling over $19 billion in annuity premium. These personal injury settlements have provided tax-free, secure and guaranteed income payment streams to thousands of injured parties since 1975. The company is headquartered in Southern California at 17422 Aliso Creek Road, 2nd Floor, Aliso Viejo, CA 92656, 949-296-9000, www.ringlerassociates.com.

 

 

 

 

 

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