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Philip Corboy, a nationally acclaimed trial lawyer in Chicago and one of the most influential lawyers in the country, wrote in the June 2000 ABA Journal: "...attorneys representing tort victims have an ethical and fiduciary obligation to obtain appropriate, fair and reasonable compensation for each client. Structured settlements offer an effective means of providing long-term financial security to the next of kin in wrongful death cases or to individuals with permanent, often profoundly disabling, physical injuries."
The life insurance markets providing settlement annuities have prepared in advance for extraordinary events. Their ratings by the rating agencies, such as A.M. Best, Moody’s and Standard &Poor’s, are based on assets, liabilities, reserves and policyholder surpluses. That is why it is important to have highly rated life companies providing the settlement annuities.
Injured parties assume the risks associated with their investments during both stable economic conditions and volatile times, while structured settlements provide guaranteed future periodic payments, often for life, with no ties to market fluctuations, inflation, etc.
Structures are still the safest, most secure settlement alternative for injured parties.
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