This section provides information about the company, its services, its business philosophy, its place in the industry, its track record, its history, and accomplishments.
Frequently Asked Questions
This page provides answers to
some of the most common
questions about structured
settlements and the structured
settlement process...>>
more
When to Consider Structured Settlements
| • |
To prevent premature
exhaustion of funds
through poor investments
and /or mismanagement of
assets |
| • |
To guarantee funds for long-term medical needs
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Tax - Free, Secure Settlement
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It is important to
consider the tax
implications and
security of any
settlement. Structured
settlement annuities are
the only way to make a
personal injury
settlement completely
free of taxes. A
structured settlement’s
principal and...>>
more |
Investment Options
|
When cases are
settled, injured parties
usually end up with some
cash whether they opt
for a structured
settlement or a lump
sum. In either case,
injured parties may be
interested in investing
some or all of the cash...>>
more |
Taxable Equivalency Table
| Because a settlement annuity is a guaranteed source of funds paid on a tax-free basis, it is very difficult for an investor to match the rate-of-return generated by a structured settlement...>>
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Funding Retirement Needs
| Many employees find themselves with pension/retirement plans that are inadequate and they need additional funds. There are clear benefits to taking a sum of money, such as personal injury damage awards...>>
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Life Company Ratings
| The
life insurance markets
providing settlement
annuities have prepared
in advance for
extraordinary events.
Their ratings by the
rating agencies, such as
A.M. Best, Moody’s and
Standard &Poor’s are
based on assets,
liabilities, reserves
and...>>
more |
Taxable vs. Non-Taxable Annuities
| Not
everyone understands how
structured settlement
annuities differ from
annuities that any one
can buy. What
differentiates annuities
is the tax treatment
given to them by the
Internal Revenue
Service...>>
more |
Role of the Structured Settlement Broker
| By using the services of a skilled settlement annuity broker, injured parties can maximize benefits while defendants save on the cost of the claim. There are a number of ways that the structure broker can help...>>
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What is a Structured Settlement and Why Should You Care?
| A structured settlement occurs when the recipient receives multiple or “periodic” payments over time rather than a single lump sum at the conclusion of the case. Usually the payments are funded through the purchase of...>>
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Two Real-Life Experiences
| “Jones' mother and stepfather were killed in the 1996 ValuJet crash in the Florida Everglades, and O'Donnell said Jones got a substantial settlement. ’He blew the money almost as fast as he got it, mostly on drugs,’ O'Donnell said.”...>>
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Structuring Attorney Fees
| • |
The life
insurance markets
providing settlement
annuities have prepared
in advance for
extraordinary events.
|
| • |
Their
ratings by the rating
agencies, such as A.M.
Best, Moody’s and
Standard &Poor’s, are
based on assets,
liabilities,...>>
more
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